Investing Matched to Your Goals.

A SEBI-regulated fund that pools money from many investors and invests it in shares, bonds or other assets according to its stated objective. Returns are not guaranteed: the value of your units moves with the markets, up and down.

A SIP invests a fixed amount every month, so you buy at many different market levels and build the habit. It doesn't guarantee a profit or prevent losses. Minimums depend on the scheme; many fund houses accept SIPs from ₹100 a month.

Both hold exactly the same investments. A Regular plan includes the distributor's commission in a slightly higher expense ratio; a Direct plan doesn't. We distribute Regular plans and are paid by the fund house. Moving from Regular to Direct counts as selling, so it can trigger capital gains tax.

For units sold since 23 July 2024: equity funds held a year or less are taxed at 20%; held longer, at 12.5% on gains above ₹1.25 lakh a year. Debt funds bought from April 2023 are taxed at your income-tax slab rate. Check with your tax professional for your own case.

Only under the old tax regime: they count towards the ₹1.5 lakh limit of Section 123 (earlier 80C), with a 3-year lock-in.

Yes. You can stop a SIP any time with no penalty; the fund house must process it within 2 working days. When you redeem, the money reaches your bank within 3 working days for most schemes. An exit load (now capped at 3%, often 1% within the first year for equity funds) applies only if you redeem early.

A SEBI-required label on every scheme, from Low to Very High, based on what the fund actually holds and reviewed every month. Match it to how much risk you can take, and read the scheme documents before investing.

Currently up to 10, with the share for each, under SEBI's 2025 rules. You must either nominate or formally opt out.

Our help costs you nothing extra: quotes, policy reviews and claim follow-up are free, with no obligation. Insurers pay us a commission on the policies we arrange. For mutual funds, we distribute Regular plans and earn a commission from the fund house, which is part of the plan's expense ratio. You can always choose a Direct plan and invest on your own.